My Financial Overview

Concept A — Your SortMe is building (chosen direction, revised 4 Sep 2026). After the intro creates the account, the user lands straight in the real app shell. One "Your SortMe" section at the top of the Overview holds both the tiles and the active question: tap a chip and the tile fills in above it. Chip questions auto-advance (one tap = one answer); typed steps keep a Next. Progress starts above zero (name, email and goal already count) — the endowed-progress effect; watching your Overview build is the IKEA/endowment effect. The rest of the first-run Overview is dimmed and inert until the card is done.

• Branching: home value only after an "own" answer; mortgage only after "own with mortgage". "Something else" takes a short free-text answer (FR4).
• Every step has a why-we-ask line, a Back control, and a Skip. "I don't have a KiwiSaver" is a real negative answer, distinct from Skip (FR19).
• States rendered: home-value validation, save-failed + retry (KiwiSaver step, simulated once), the three invite errors (self-invite, already linked, throttle).
• Not rendered here — prototype variants: the invitee branch (age, living situation, KiwiSaver only; no invite step), the resume-with-password branch, and the post-bank-connection materialisation state.
• Open: what the top bar shows before the paywall (trial cluster is a placeholder); whether payment comes before or after this card; whether the prod flag GENERATE_DEMO_DATA_ON_REGISTRATION means this backdrop should show demo accounts.